Investment solutions

Solutions designed with you in mind.

With so many choices, it’s no wonder that investing can feel overwhelming. But it doesn’t have to. We’re here to help you move ahead, with a diverse range of easy-to-use investment solutions that fit your goals and your budget.

With so many choices, it’s no wonder that investing can feel overwhelming. But it doesn’t have to. We’re here to help you move ahead, with a diverse range of easy to use investment solutions that fit your goals and your budget.

Investment accounts

Setting up an investment account is the first step to investing. It can then hold your choice of investments, including mutual funds¹ and segregated funds², to match your goals. Some of the most popular account types include the following:

Tax-Free Savings Account (TFSA)

Take advantage of tax-free growth and withdrawals.

Learn about TFSAs

Registered Retirement Savings Plan (RRSP)

Grow your retirement savings faster by deferring taxes.

Learn about RRSPs

Registered Education Savings Plan (RESP)

Save for a child’s university or college tuition.

Learn about RESPs

For more, browse our full suite of investment accounts.

Investment vehicles

Once you’ve determined the right investment account, you can select products to help you achieve your financial goals. Co-operators offers these popular investment vehicles (along with helpful advice, if you need it):

Mutual Funds¹

Invest in professionally managed funds that provide easy diversification and strong growth potential.

Learn about mutual funds

Segregated Funds²

Invest in professionally managed funds that offer growth potential, along with a guarantee on your principal investment.

Learn about segregated funds

Annuities²

Access a guaranteed income, while removing the need to make ongoing investing decisions.

Learn about annuities

We also offer:

Variable Rate Options (VRO)²

Get interest credited daily to ensure that your investment plan keeps pace with current interest rates.

Guaranteed Rate Options (GRO)²

Choose a fixed investment period (up to 5 years), where interest is guaranteed for the specified term and compounded annually.

Invest in a better understanding

RRSP or TFSA? Segregated funds or mutual funds? Increase your understanding of popular investment topics by visiting our Resource Centre.

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Need help choosing the right investment solutions for you and your goals? Connect with a Co-operators financial representative near you.

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Not all products are available in all provinces.

¹Mutual funds are offered through Co-operators Financial Investment Services Inc. to Canadian residents except those in Quebec and the territories.

²Segregated funds, variable rate options, guaranteed rate options and annuities are underwritten and administered by Co-operators Life Insurance Company.