Chris Gavard

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1984 Regent St Unit 104
Sudbury, ON

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1-877-NU-CLAIM (682-5246)


Chris Gavard

You deserve a personalized approach with one-on-one advice and answers to all of your insurance and investment questions. You can also expect service beyond your policy purchase; we'll keep you informed of any changes or new products.

Get to know our team

Cody Robson

Cody Robson, Associate Financial Advisor

Cody has been representing The Co-operators since June 2010, after graduating from the Business Administration Program at Cambrian College. He began working as an Associate Insurance Advisor specializing in Home and Auto insurance. In 2014, Cody obtained his Life insurance licence and is now also helping clients with their Life, Critical Illness, and Disability insurance needs.

Jennifer Makela

Jennifer Makela, Associate Insurance Advisor

Jennifer started her career with The Co-operators in 1995. In 2010, she joined the Gavard Financial Ltd team, where she applies her experience in Home, Auto and Business insurance. “Not only am I an employee of The Co-operators, but I'm also a long-term, multi-line client. I can feel good about selling these products to my clients as I have trusted The Co-operators to cover myself and my family”.

Kimberly Deguire

Kimberly Deguire, Associate Financial Advisor

Kim began with The Co-operators in Sudbury in May 1987. In 2010, she moved to Guelph but has now found her way back to Sudbury to be closer to her family. Kim's goal is to offer excellent service to all of our clients and to help review their entire insurance portfolio and make sure our clients are properly protected. Kim specializes in Life, Critical Illness, Home, Auto, and Travel insurance.

Why choose co-operatives?

Co-operatives like The Co-operators Group Limited connect their values to supporting the communities where they live and work. They are viable businesses that are more concerned with serving your needs than making money, and they look for ways to serve you better by creating ways for you to influence their business decisions. In return, they ensure you have the information you need to make choices that are best for you.

There are hundreds of co-ops benefiting Canadians across the country; all are strong businesses owned and operated by the members who use their services and governed based on shared values. Look for them in your community.

Why co-ops are better

Support a co-op near you

    Sleepover, designated driver, car service… with all the options out there, it's easy to prevent impaired driving. Enjoy Victoria Day Weekend!
    Spring is almost over, and summer days are calling from a distance. For cottage owners, the change in season means one thing: it’s time to open-up! The amount of work that goes into opening the cottage in spring can seem overwhelming, so here are some tips that will not only help you get everything done, but will also help you have a stress-free summer.
    End Road Safety Week in style. For your sake, and for the sake of others, pledge to drive out distraction and help make our roads safer!
    One in four collisions are caused by distracted driving. When you get behind the wheel, drive out distraction with these tips.
    It's May, and that means Motorcycle Safety Awareness Month is upon us. With winter behind us, more motorcyclists will be taking the opportunity to hop on their bikes, hit the open road, and enjoy the weather. Make the most of your riding season with a review of these quick motorcycle safety tips.
    Thanks to all who came out to our Moncton recruiting event! We met tons of talented individuals who are ready to start their career at The Co-operators. Missed it? No worries! Visit our careers page for current postings.
    Last chance to come tour our 10 Record St. office in Moncton and have an in-person interview. We’ve already met some amazing candidates for our Client Service and Licensed Insurance Representative roles. Don’t miss out, come see us! #BETTERCAREER
    Never misplace your Auto liability slip again. Know exactly where it is at all times with our Mobile App. It’s quick, easy and secure!
    Looking but not seeing is a symptom of multi-tasking that can prevent you from noticing crucial details as you drive. Find out more.
    This is your chance to discover what makes The Co-operators a BETTER place to grow your career. Our virtual career event takes place May 14th from 12-9p EST. Don’t miss it! Register at:
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