Medical cannabis coverage available for groups with 11-99 lives

Although medical cannabis does not have a Health Canada Drug Identification Number (DIN) and is not eligible for coverage as a prescription drug, we still made this an option for groups with over 100 lives. Now, we’re making the option available to groups with 11-99 lives, upon plan sponsor request.

Medical cannabis coverage will:

  • Appear as a separate provision under “All other Extended Health Care”
  • Be payable at the “All other Extended Health Care” coinsurance amount
  • Have an annual maximum:
    • 11-35 lives: $1,500 per person, per year
    • 36+ lives: options of $1,500/$3,000/$4,500 per person, per year
  • Be available for the following medical conditions:
    • Chronic pain associated with identified medical conditions
    • Muscle spasticity in MS
    • Chemotherapy induced nausea and vomiting
  • Require prior authorization (similar to high cost specialty drugs)
  • Need to be supplied by a licensed provider/producer to ensure patients are adhering to the Access to Cannabis for Medical Purposes Regulation (ACMPR) since legal access to medical cannabis is controlled in Canada.

For more information, contact your Co-operators Group Benefits Representative.

New EI parental sharing benefit

Learn about the new EI sharing benefit, made effective March 17, 2019.