OFFICIAL CONTEST RULES (the "Rules")

1. CONTEST PERIOD AND SPONSOR. The Co-operators tradeshow contest (the “Contest”) begins on March 19, 2026 at 12:01 a.m. Eastern Time (“ET”) and ends on March 22, 2026 at 4:59 p.m. ET (the “Contest Period”). The Contest is sponsored by Co-operators General Insurance Company (“Contest Sponsor”).

2. ELIGIBILITY. This Contest is open to legal residents of Ontario, who are at least 18 years of age at the time of entry. Employees, agents, and representatives of the Contest Sponsor, its parent, related and affiliated companies, subsidiaries, departments, or agencies and any other parties engaged in the development, production or distribution of Contest materials, and those living in the same household are not eligible to enter. Anyone found to be tampering with or abusing any aspect of the Contest, as determined in the sole discretion of the Contest Sponsor, will be disqualified.

3. AGREEMENT TO BE LEGALLY BOUND. By participating in this Contest, each entrant agrees to be bound by (i) these Rules; and (ii) all decisions of the Contest Sponsor, which are final in all respects.

4. HOW TO ENTER. No purchase necessary. Entrants can enter by Digital form entry. If applicable, receipt of an internet entry occurs when Contest Sponsor’s server records entry information. All entries must be complete and are subject to verification by the Contest Sponsor, in its sole discretion. Limit of one entry per person.

5. CONTEST PRIZES. There is a total of 1 prize to be won as follows: $250 electronic gift card to Royal Distributing or similar. The total approximate retail value of the prize(s) is: $250.

All winners assume any and all liability for any injury or damage caused, or claimed to be caused, by entering, participating in this Contest or the use or redemption of a prize. Prizes must be accepted as awarded and have no cash value. Prizes or any portion of a prize cannot be combined with other discounts, promotions or special offers. The Contest Sponsor reserves the right to substitute an alternate prize of equal or greater value if an advertised prize is unavailable at the time of award. Prizes are awarded “as is”.

6. ODDS OF WINNING. The odds of winning depend on the number of eligible entries received within the Contest Period.

7. WINNER SELECTION AND CONFIRMATION. On March 23, 2026 at 10 am (AT) at 51 N Service Rd, Burlington, ON L7R 4C2 the Contest Sponsor or an employee, agent or other representative of the Contest Sponsor, will conduct a random draw from all eligible entries received within the Contest Period and select the potential winner(s) (the "Selected Entrants"). Selected Entrants will be deemed winners if they meet all of the eligibility criteria set out in these Contest Rules. If a Selected Entrant does not meet the eligibility criteria, they will be disqualified and will not receive a prize and another entrant will be selected by way of a random draw from the remaining eligible entries. Before being declared a winner, Selected Entrants will be required to: (1) correctly answer the Contest Sponsor's skill-testing question; (2) sign and return the Contest Sponsor's Declaration of Eligibility and Liability/Publicity Release form ("Winner Release"); and (3) comply with all other Contest Rules, all in the sole discretion of Sponsor.

Selected Entrants will be notified within 5 business days of the draw date and will be contacted by E-mail, provided at the time of entry into the Contest. Up to three attempts will be made to contact Selected Entrants following the draw. A Selected Entrant that does not or cannot accept a prize may be forfeited and a new Selected Entrant selected by random draw, at the Sponsor's sole discretion. A signed copy of the Sponsor's Winner Release must be received by the Contest Sponsor no later than 15 days from it being provided. Contest Sponsor is not responsible for the failure for any reason whatsoever of a Selected Entrant to receive notification or for the Contest Sponsor to receive a Selected Entrant's response.

Entry forms, game cards, and prize claims (“Submissions”) are subject to verification and any Submissions that is received by the Contest Sponsor that is defaced, mutilated, illegible, forged, tampered with, altered, contains printing errors or has not been obtained pursuant to the Rules is automatically void.

8. SKILL-TESTING QUESTION. Selected Entrants will be required, as a condition of winning a prize, to correctly answer, without assistance of any kind, the Contest Sponsor’s time-limited, mathematical skill-testing question.

9. RELEASE AND INDEMNIFICATION. All winners must sign the Contest Sponsor's Winner Release to: (1) confirm compliance with all Contest Rules; (2) agree to accept prizes as awarded; (3) release, discharge and hold harmless the Contest Sponsor, its departments and agencies, parent, related and affiliated companies, subsidiaries, franchisees, advertising and promotional agencies, counsel, marketing partners, and each of their respective directors, officers, employees, shareholders, successors, sponsors, partners, licensees, subsidiaries, agents, artists, advisors, assignees, and all others associated with the administration, development and execution of the Contest (the “Released Parties”) from any and all manner of action, cause of action, claim or demand, loss or injury, or any suit, debt, covenant, contract, including legal fees and expenses, whatsoever, including but not limited to, claims based on negligence, breach of contract and fundamental breach, failure of any third-party contractor or supplier used in connection with any aspect of the Contest to perform or deliver any goods or services, or any act of God or any other event beyond the Released Parties' control, any dissatisfaction of any kind by a winner with any aspect of the Contest or any prize, liability for physical injury, death, or property damage which the entrants, or guests or other third parties, their heirs, successors or assigns have, might have or could have suffered, by reason of or arising out of the entrant's participation in the Contest and/or in connection with the acceptance and/or exercise by the entrant of prizes as awarded; and (4) indemnify the Released Parties against any loss, damage or expense, including legal fees, that any of the Released Parties may suffer or incur as a result of any non compliance by entrants with any of the Contest Rules or participation in the Contest and/or in connection with the acceptance and/or exercise by an entrant, use or misuse of a prize or any travel related thereto.

The Contest Sponsor is not responsible for: (1) incorrect or inaccurate entry information that may affect a person's ability to participate in the Contest or be awarded a prize, including but not limited to human error, technical malfunctions, lost or delayed entries for any reason, mail failures, omission, or any combination thereof, and entries that fail to fully comply with these Contest Rules; (2) technical failures of any kind, including, but not limited to malfunctions, interruptions, or disconnections in phone lines or network hardware or software; (3) lost, incomplete, delayed, mutilated or misdirected entries or Winner Releases; (4) injury or damage to entrants' computers or to any other individual's computer related to or resulting from participating in, or downloading any material regarding the Contest or accepting a prize; (5) any injury or damage to persons or property which may be caused, directly or indirectly, in whole or in part, from entrant's participation in the Contest or receipt or use or misuse of any prize, including any related travel and the use of entries by Contest Sponsor; (6) the security or privacy of information transmitted via computer networks or for breaches of privacy due to interference by third-party computer hackers or otherwise; or (7) late, lost, misdirected or unsuccessful efforts to notify a potential winner.

10. OTHER CONDITIONS. The Contest Sponsor reserves the right to terminate or amend this Contest at any time and in any way, without prior notice to entrants. Without limiting the foregoing, if, for any reason, the Contest is not capable of running as originally planned, the Contest Sponsor reserves the right to terminate the Contest and conduct a random draw from all previously received eligible entries received within the Contest Period prior to termination.

11. PUBLICITY AND ENTRANT INFORMATION. With the exception of any personal information of entrant which is subject to applicable privacy laws and the terms of Contest Sponsor's Privacy Policy, with any participation in the Contest, entrants consent to the use of the entrant's name, social media handle[s], comments and image, or other likeness, whether on videotape or via photograph, for the administration of the Contest or any publicity carried out by the Contest Sponsor, (and any co-sponsors) and their respective parent and affiliate companies, and each of their agents and representatives, and marketing partners, without further notice or compensation.

12. GOVERNING LAW. The Contest is void where prohibited by law and is subject to all applicable Canadian federal, provincial, territorial, municipal, and local laws. This Contest shall be governed exclusively by the laws of Ontario.

13. RULE AMENDMENTS. The Contest Sponsor reserves the right, in its sole discretion, to amend or modify these Contest Rules, or modify, cancel or suspend this Contest, without prior notice for any reason whatsoever, including without limitation, in the event that any cause beyond the reasonable control of the Contest Sponsor corrupts, or threatens to corrupt the security of proper administration of the Contest.

14. INTELLECUTUAL PROPERTY. All intellectual property, including but not limited to trademarks, logos, designs, promotional materials, web pages, source codes, images, drawings, illustrations, slogans and representations are owned by the Contest Sponsor. All rights reserved. Unauthorized copying or use of any of the Contest Sponsor's intellectual property without the express written consent of the Contest Sponsor is strictly prohibited.

15. USE OF PERSONAL INFORMATION. By participating in the Contest, each entrant consents to the Contest Sponsor's collection, use and disclosure of their name, e-mail or other electronic address, telephone number[s], town or city, province or territory of residence postal code, or mailing address ("Personal Information") for the purpose of administering the Contest, including for prize fulfillment purposes, where applicable. Personal Information will only be used for Contest Sponsor’s marketing purposes with the entrant’s consent. Contest Sponsor is committed to protecting the privacy, confidentiality, accuracy and security of the Personal Information that it collects, uses, retain and discloses in the course of conducting business. Please visit cooperators.ca/privacy for more information.

© Co-operators General Insurance Company, . All Rights Reserved.