Provincial health insurance a prerequisite for plan members

To be an eligible participant in a Co-operators group benefits plan, plan members and their dependants must first have provincial health insurance, and work and reside in Canada. Ensuring it’s in place is the responsibility of plan administrators.

Some provinces have waiting periods (up to three months) before new residents receive provincial health insurance. The Co-operators allows enrollment during the provincial plan waiting period if plan members can provide proof of valid provincial plan replacement coverage. Provincial plan replacement coverage can be purchased through Allianz Global Assistance.

It’s essential that you make sure your plan members (and their dependants) have provincial coverage in place prior to enrolling them in the group benefits plan.

For more information, contact your Group Benefits Advisor.