What type of investor are you?

Our portfolio funds are designed to match your investor profile, which is based on a client’s timeline for accessing the funds, investment knowledge, investment objectives, risk capacity (ability to take on risk) and risk attitude (desire to accept risk). These 5 elements combine to create a unique investor profile, which is then used to recommend an appropriate investment option.

Learn about the six investor profiles, and find a Financial Advisor* in your area to determine your own profile.

Pie chart for Safety investor: Guaranteed 100%

Safety Investor

Your primary objective is preservation of capital, and/or you have a relatively short period of time to allow your investments to recover from any negative years.

Pie chart for Very Conservative investor: Fixed Income 80%, Canadian Equity: 10%, and Foreign Equity: 10%

Very Conservative Investor

You have a low risk tolerance and want reasonable but relatively stable growth of income and capital. Or you are comfortable with some market fluctuations in the year-to-year value of your portfolio, but have a shorter time period for these investments to grow and want to be sure they are available for your retirement or other purchases.

Pie chart for Conservative investor: Fixed Income 60%, Canadian Equity: 20%, and Foreign Equity: 20%

Conservative Investor

You have a low to medium risk tolerance and want reasonable but relatively stable growth of income and capital. Or you are comfortable with modest fluctuations in the year-to-year value of your portfolio and have some time to recover from any market downturns.

Pie chart for Moderate investor: Fixed Income 40%, Canadian Equity: 35%, and Foreign Equity: 25%

Moderate Investor

You have medium risk tolerance and can accept moderate fluctuations in the value of your portfolio, in exchange for potentially higher long-term returns.

Pie chart for Aggressive investor: Fixed Income 20%, Canadian Equity: 45%, and Foreign Equity: 35%

Aggressive Investor

You are comfortable with a medium to high degree of risk and are able to withstand substantial year-to-year fluctuations in the value of your portfolios, in exchange for potentially higher long-term returns. Or you are a growth-oriented investor that seeks the ‘cushioning’ effects from a mix containing some fixed income securities.

Pie chart for Very Aggressive investor: Canadian Equity: 60%, and Foreign Equity: 40%

Very Aggressive Investor

You are a knowledgeable, growth-oriented investor looking to diversify across management styles. You are comfortable with a high degree of risk and able to withstand substantial year-to-year fluctuations in the value of your portfolio, in exchange for potentially higher long-term returns.

Determine your investor profile

Find a Financial Advisor in your area to determine your investor profile*.

*In the province of Quebec, the authorized representatives are Financial Security Advisors who have been duly certified by the Autorité des marchés financiers.