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Universal Life with an application date between November 1, 1992 and June 13, 1993

WHILE CO-OPERATORS LIFE INSURANCE COMPANY STRIVES TO ENSURE THE ACCURACY OF THE ABOVE INFORMATION, IT WILL NOT BE HELD LIABLE FOR ANY INACCURACIES THAT MAY APPEAR HEREIN.

ANY AMOUNT THAT IS ALLOCATED TO AN INDEX LINKED ACCOUNT MAY INCREASE OR DECREASE IN VALUE AT THE RISK OF THE POLICYOWNER.

THE PRODUCTS REFERRED TO HEREIN ARE NOT SPONSORED, ENDORSED, OR PROMOTED BY MSCI, AND MSCI BEARS NO LIABILITY WITH RESPECT TO ANY SUCH PRODUCTS OR ANY INDEX ON WHICH SUCH PRODUCTS ARE BASED. THE MASTER INDEX LICENSE AGREEMENT FOR INDEX BASED PRODUCTS CONTAINS A MORE DETAILED DESCRIPTION OF THE LIMITED RELATIONSHIP MSCI HAS WITH CO-OPERATORS LIFE INSURANCE COMPANY AND ANY RELATED PRODUCTS.


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