Leading with purpose

Amid rising geopolitical tensions and economic uncertainty in 2025, many organizations have backed away from their net zero pledges and alliances, some abandoning them entirely.  

Viewing the climate crisis as a core threat to our purpose of the financial security of Canadians and our communities, Co-operators and Addenda Capital remain steadfast in our commitments to net zero.

Explore our roadmap to net zero

Our 2025 performance 

In 2025, Co-operators public equity and publicly traded bond investments had a financed emission intensity of 39.3 tonnes of carbon dioxide equivalent per million dollars invested. Our financed emissions intensity has decreased by 12.3% from our target base year of 2020, which did not meet our 2025 interim target.

As risks and the costs of insurance increase, many people living in Canada have been left under-insured or uninsured.

Supporting efforts to improve access to insurance for vulnerable populations, Co-operators participates  in the Fair Access to Insurance Roundtable (FAIR), a diverse mix of collaborators from industry, government, non-profits, and academia. FAIR aims to identify and advocate for solutions for overcoming barriers to accessing insurance.

Find out how insurance can build resilience

Across industries, we’ve seen a troubling trend, where some organizations are scaling back or abandoning their diversity, equity and inclusion commitments.

At Co-operators, our IDEA Strategy reflects a fundamental connection to the co-operative principle of “open and democratic membership” and is integral to how we advance our purpose over the long term.

Learn about our commitment to IDEA

With affordability challenges and growing societal complexities, the Canadian charitable and non-profit sector has been confronted with myriad challenges, including lower donations, fewer volunteers, burdens associated with the mental health crisis and soaring costs of food and shelter, to name a few.

With this in mind, Co-operators contributed $15.3 million to charities and non-profits, an amount that far surpasses the Imagine Canada PRISM Certification minimum benchmark of 1% pre-tax profit in community investment.

Discover how we partner for social impact