Why you need farm accident insurance

Will your family’s immediate financial needs be provided for if you are temporarily out of work due to an injury, or if you pass away? With our Farm Accident Insurance, you’ll get the temporary protection you need to cover some of your family’s immediate financial needs.*

Our farm accident Insurance provides coverage for:

Accidental death or dismemberment

The maximum benefit for loss of life ranges from $10,000 to $40,000. Payment for dismemberment ranges from $3,500 to $50,000, depending on the severity of the injury.

Fractures, dislocations and miscellaneous injuries

Coverage ranges from $100 to $270, depending on the type of injury.

Accidental dental damage

Our program covers from $225 to $450, depending on the number of teeth damaged.

Funeral expense benefit

This benefit pays from $500 to $5,000, depending on the coverage purchased and length of time it has been in force.

Extended expense benefit

Up to $450 is available for specified medical expenses occurring within 30 days of the accident.

Monthly indemnity

If this applies, we will pay up to $1,200 per month for a maximum period of four months.

Family member coverage

With this optional coverage, your immediate family is protected with many of the same benefits you have.

Talk with your Co-operators agent about farm accident and other insurance for your farm and family.

*farm accident insurance is not available in all provinces. Ask your agent for details.