Farm livestock and poultry coverage

We insure the following livestock. If your livestock isn’t on this list, contact your agent to see if it’s covered.

  • Beef cattle
  • Dairy cattle
  • Horses
  • Hogs
  • Sheep
  • Goats

 

Available coverage

Our livestock insurance is available as a Broad or Elite package. Broad covers most basic risks, while Elite covers more risks.

Broad

  • Fire, lightning, explosion
  • Earthquake
  • Water transportation - stranding, sinking or burning of vessel
  • Impact by aircraft
  • Collision or upset
  • Flood
  • Riot, vandalism or malicious acts
  • Theft (not including mysterious disappearance)
  • Tornado, windstorm and hail
  • Smoke
  • Animal collision
  • Fumes, huddling, piling, smothering or freezing (by an insured peril)
  • Attack by wild animals or dogs (non owned)
  • Artificial electricity
  • Drowning
  • Building collapse or falling trees
  • Accidental shooting
  • Entrapment

Elite

Our Elite package covers everything listed in Broad and extends further coverage to:

  • Hardware ingestion
  • Bloat
  • Accidental physical injury
  • Rabies
  • Animal birth
  • Colic
  • Smoke
  • Blizzards

Dairy Guard Enhanced Coverage
Dairy Guard rolls any options that dairy farm owners will be looking for into one simple package added to their farm property insurance.

Some of the additional increased coverage available under Dairy Guard includes:

  • Exterior farm signs
  • Fuel and/or fuel tanks
  • Fences and/or corrals for vehicle impact and fire damage
  • Hay, straw, fodder, and silage
  • Fertilizer and chemicals
  • Debris removal

Talk to your local agent about putting together the best plan for your dairy farm.

Additional coverage

More coverage is available for loss via power interruption and coverage for embryos or semen being transported for purposes of artificial insemination.

Farm Poultry and Eggs
We provide two types of coverage for poultry and eggs: Fire and Lightning, and Fire and Extended Perils.

Fire and Lightning
This covers poultry and eggs against fire, lightning, and explosion.

Fire and Extended Perils
This includes everything in the fire and lightning coverage, and extends insurance further to:

  • Impact by aircraft
  • Collision with vehicle
  • Flood
  • Blizzard, rainstorm, sleet, snow
  • Riot, vandalism or malicious acts
  • Theft (not including mysterious disappearance)
  • Windstorm and hail
  • Smoke
  • Animal collision
  • Earthquake
  • Huddling, piling, smothering or freezing (by an insured peril)
  • Attack by wild animals or non-owned dogs
  • Waterborne transportation: stranding, sinking, or burning of vessel
  • Drowning

Poultry Plus
Poultry Plus puts together the extra coverage a poultry farm needs at a discounted package rate added to basic farm property insurance.

A few items included with increased limits are:

  • Debris removal
  • Fire damage to grain, hay, straw, fodder, silage, fruit, etc.
  • Exterior farm signs
  • Fuel and/or fuel tanks
  • Fences and/or corrals for vehicle impact and fire
  • Loss of Use for Farm Machinery with Farm Machinery policy
  • Hay, straw, fodder and silage

Contact your local agent to find out more about having your poultry operation covered by The Co-operators.

Additional coverage is available for poultry and eggs for consequential loss resulting from damage to the building, power interruption or heat prostration. Contact your Co-operators agent to find out more.